Heat oven to 350 degrees. Combine refried beans and salsa in a small saucepan, heat on medium-low until warmed through, stirring well to mix. Spread 2 Tbs. of the mixture in an ungreased 8 x 8-inch baking dish, arrange 3 noodles on top. Layer with half the remaining mixture, half the cottage cheese, and 1/2 C. cheddar cheese. Repeat layers once more starting with the noodles, and top with remaining noodles and cheddar cheese. Bake for 30 minutes or until bubbly.